How to save for a dream or secure a comfortable pension supplement? 📈 Let’s explore the Long-Term Savings Program (LTSP).

What is it and why does it work?
LTSP is a state program launched with the support of the Ministry of Finance and the Central Bank. It allows you to save and receive attractive bonuses from the state.

The program’s key features:

🔒 State co-financing: The state can match your savings with up to 36,000 rubles per year. This means, if certain conditions are met, your investments double!

💰 Tax deduction: You can get back up to 13% of your contributions (up to 52,000 rubles per year).

🛡 Reliability: All savings are insured by the state for up to 2.8 million rubles.

💵 Early withdrawal: You can withdraw your funds early (for example, in the event of expensive medical treatment or the loss of a breadwinner).

When can you withdraw your funds?
You can access your savings 15 years after signing the contract or upon reaching age 55 for women and 60 for men.

💡 An excellent way to invest in your secure future today.

👉 You can learn more about all the terms, calculate your return, and sign a contract on the Russian Ministry of Finance website or through program operators (non-state pension funds).